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InsuranceInsurance AdjustersMarketingWater Damage

Video: Matterport Space Meets Water Damage Insurance Claim1986

TrustedPhotoDC private msg quote post Address this user
This first question is who will pay for this? Insurances underwriters are inherently cheap. If they do not have to spend a nickel, they will not. If a scan proves that their payout needs to be larger, they will run(maybe why Ins. was removed from Matterport site?)

So does it fall to the secondary market(clean-up services, contractors, etc) to utilize the MC? Is each entity billing for their own floor plan, thereby removing their revenue stream? Does the owner pay to protect themselves, if they need to sue?

Before there is a value proposition, there are a lot of unknowns that need to be answered.
Post 26 IP   flag post
3Dwalkmethru private msg quote post Address this user
The unknowns will be known when dialog begins, other wise is an assumption. So far we are speculating that this could be beneficial to the insurance industry, but where and what part of the process that is yet to be defined.

If a picture is a value proposition then a scan maybe as well will soon find out.

Good question @trsutedphotoDC why did Matterport take out insurance?
Post 27 IP   flag post
vincent private msg quote post Address this user
This is a great post
Post 28 IP   flag post
WGAN Forum
DanSmigrod private msg quote post Address this user
@TrustedPhotoDC @3Dwalkmethru

Imagine a commercial office space with $50,000 in water damage according to the adjuster for the insurance company.

Now imagine you own this space and feel that the amount to be paid is much lower than you think it should be.

You contact ProClaim USA in Atlanta to fight for more money. Let's say, ProClaim USA believes that they can increase the claim to $125,000 and collect 1/3 of the difference ($125,000 - $50,000 = $75,000 / 3 = $25,000).

Now, ProClaim - or you, as the owner of the space - pays for the Matterport Spaces 3D Tour to help with the visual storytelling before or after it goes to court.

This is just one example of why insurance documentation on Steroids is valuable.

ProClaim USA believes that they can use Matterport across the United States. And, if they go forward, will likely engage We Get Around for one-order/all their markets. We would then source our Pros via our We Get Around Referral Network.

Everyone is happy, except the insurance company that had to pay out what the claim was actually worth.

Post 29 IP   flag post
vincent private msg quote post Address this user
Believe it or not commercial high-rise spaces do see water damage from time to time as one example and the damages calculate into the millions of dollars simply because a companies ability to do business is damaged.

I have a few people to speak to related to this, i'll report what I find out.
Post 30 IP   flag post

vincent private msg quote post Address this user
i think its called something like Beneficial Use of the Space.
In construction if the project goes past deadline and the building is not turned over to the occupants/lessors as scheduled they are denied beneficial use of the space and must be compensated.
There must be similar language related to insurance claims.
Post 31 IP   flag post
JonJ private msg quote post Address this user
Has anyone considered how thus could be utilized as a visual inventory of a home prior to a disaster occurring? If there were a fire or theft a scan could tell an adjuster exactly what was destroyed or stolen. This type of inventory could help reduce the cost to insurance companies due to fraudulent claims. Could be a good selling point.
Post 32 IP   flag post
DouglasMeyers private msg quote post Address this user
If this is done then you would have to have all of the clients insurable items out on a table etc... and then they can be meta data tagged as well. I am on board with this.
Post 33 IP   flag post
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