3D, VR and 360° Photographers  |  Real Estate Agents  |  3rd Party Service Providers
Need a 3D/VR/360°/Drone Photographer? 2,562 We Get Around Network Members in 90 Countries! Ask For FREE referral!
We Get Around Network Forum
AdviceReal EstateRealtorTips

Insurance advice1196

Basic DaveFahrny private msg quote post Address this user
I am looking for advice on getting insurance for my virtual tour business and equipment. Are there any good companies that you could recommend. Does any one have experience with insuring their business that you would share.
Thank You
Dave F
Post 1 • IP   flag post
Queen_City_3D private msg quote post Address this user
@DaveFahrny

I'm in Canada, so I don't know how policies differ, but I have the Matterport camera, tripods, and DSLR camera all covered under a policy for approx $500 CAD/year which I think is a fantastic deal.

I don't have the policy with me so I am going by memory, but I am pretty sure that includes theft as well as accidental damage (i.e., camera falls down stairs) as well as $2 million liability insurance (e.g, let's say it's -40 degrees (which it can actually get to here!), and we accidently switch off the furnace when we leave the house and the waterlines freeze and then break and the house floods and the owner sues us for the damages. None of the scenarios has happened, but definitely good to have insurance just in case!).
Post 2 • IP   flag post
Basic DaveFahrny private msg quote post Address this user
Thank You
I am in Las Vegas. I am researching what a policy for this type of business will cost. I appreciate the input.
Is there anyone else that buys insurance out there?
Post 3 • IP   flag post
Standard JRMaddox private msg quote post Address this user
Im getting insurance from State Farm here in Southern California. Hes my insurance guy for my house and he stated that I could just get a policy in place that covers a certain amount for my gear. He said it wasnt necessary to get a policy that would cover all my gear just get a policy that would say cover $10,000 and if something was to break that it would be covered. I think the cost was really cheap like $300 a year or something.
I need to look into insurance for my business say I was to break something in the house or flood it....
Not that I expect that to happen.
Post 4 • IP   flag post
Basic CarlosFHdz private msg quote post Address this user
The Hartford business insurance. My policy not only covers my equipment if stolen, broken, up to 10K as well as liability insurance if I or one of my employees causes any accidental damage at a job site for up to $1 Million.
I pay a little more than JRMaddox, but well worth it.

Email for my agent: Jamaal.Dawson@thehartford.com
Post 5 • IP   flag post
Standard JRMaddox private msg quote post Address this user
@CarlosFHdz Ill have to check my policy on liability...
Post 6 • IP   flag post
Basic BrianM private msg quote post Address this user
Here is what I have.


http://www.packagechoice.com/index.jsp#htwms
Post 7 • IP   flag post
Standard StevenHattan private msg quote post Address this user
I have insurance on the camera and general liability insurance.
Post 8 • IP   flag post
Basic DaveFahrny private msg quote post Address this user
Thank You everyone!
BrianM
I just filled out the form for a quote on Package Choice. Can you tell if their prices are competitive?
Post 9 • IP   flag post
3rd Party Service Metroplex360 private msg quote post Address this user
Like Carlos, I also contacted thehartford.com. The process was simple and I'm happy.
Post 10 • IP   flag post
31249 10 10
destitute